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Her excellent negotiation skill and good rapport with the bankers made the loan process a breeze. She even managed to secure a better loan package than what I could get directly (as a walk-in customer) from the bank itself.

Great and Efficient work on her part. I would gladly recommend Novel to help you in your loans.  A big Thank You to HousingLoanSG.com. - James Kok
 

I would like express a BIG thank you to Victor Wong of  

 

I would like to thank you, Novel Hui of HousingLoanSG.com for the enthusiasm and professional services.

 

She provided prompt and useful advice to me and was able to quickly match my needs against a range of mortgage products. Applying the loan through span>

I’m really glad that their business philosophy “put clients’ interest above everything”(以客为先) is more than just words. – Mr Tok Aik Hong

 
I'm sending a short testimonial in order to let others know how great HousingloanSG.com is , particularly Novel Hui who had provided not only impeccable but a very professional service to her customers. She was able to relate to what I wanted and offered the best solution to accommodate my needs.
Her recommendation for the banker to put priority into my loan application had resulted in it getting approved within a very short period. Her efficiency is highly commendable. This indeed has relieved me of the stress which I will have to face if not for all her efforts.
Thank you so much for your appreciated help and keep up the good work and reputation that www.HousingLoanSG.com have amongst the Housing Loan Mortgage Consultancy industry.
- Francis Gan
 

I wanted to give my best compliments to Chelsia of Jeffrey Lam

 

The first question I asked Novel of HousingLoanSG.com and not directly through the banks?”
Novel was responsive, providing details of the various packages within the day. She also provided an unbiased advice and comparisons between different banks and packages. She gave me the confidence that I gain when engaging HousingLoanSG.com instead of going directly to the banks, individually. Her grasp of the difference between packages has provided me with a very good understanding of each package, which allowed me to choose the best loan for my house. The loan was speedily processed and approved without the overhead of a face-to-face talk. I commend her services and would gladly introduce Novel to my family and friends.
The entire process was smooth, beyond what I expected - Leonard Sim

 
 
Best regards,
Gabriyel
 
 

 

I would like to express my herathfelt thanks to MsJune for going the extra mile to help me secure the HDB Bank loan.

1) I am just a taxi-driver, repeat only a taxi-driver and she treated me with the same potential customer as the rest.

2) Even though I have got a few banks rejecting my loans, Ms June was patient and fought to the end just before the valuation of HDB expired, thereby saving me time to reapply again the HDB valuation. She never gave up.

3) She always take the trouble and patience to update me after office hours so that I am constantly aware of the whole situation, thereby enabling me to make contingency plans (if necessary), bearing in mind that this is using up her personel after office hours and her weekend leisure time.

4) She have a very good listening ear, this I must add because she absorbed all my frustrations from the bank rejection reply. My frustration was purely on the banks rejection and not vented at her.She is also a special listening ear to absorb all my
greivances....hey, i cannot be speaking to a wall, right...she is just a special listening ear to all my frustrations.

5) She gave valuable and legal advise outside of the purview of the loan matters to enable me to come out with alternative plans should such a need arises. I like to add that these are legal and honest ideas but when one is in panick mode, somehow these good and simple ideas just will come out of my head. as they say, it is the outsiders that sees things more clearly. ....And many others............ableit insignicant but very professional and her heart and passion put on the job, i think 200% is there
sincerely in getting this loan done. in short, the human touch.

This is all but not limited to the above mentioned as I just want to say a big thank you to you (for having such a wonderful
colleagues) and herself (equally most of all) and the team from  

I think the best investment I made this year was to attend your recent workshop on "How to Save & Accumulate One Million Dollars" with my two sons.

The workshop jolted me to the reality of what inflation can do to my hard earned money and gave me hope to grow my hard earned money more than I dare imagine.

It also helped me bond with my two boys even more than ever. At least now they know why Mummy is so tight fisted with their pocket money and family spending and I did what you did with your child when he threw a tantrum in public, when I didn't buy him the toy he wanted.

Thank you for sharing with us your successful strategies and I hope to be financially independent as soon as possible. - Dorothy Chee

 

I have always enjoyed reading your newsletters because of your unbiased views on matters pertaining to wealth management, etc, etc.  I hope people will take heed from your advice and not plunge themselves into bottomless debts.  There are very few who would write honestly in these days and to be true to oneself is so scarce and rare.   - Frieda Seet

 

Congratulation to your successful launch of your "Mastering Your Personal Fiance" book. I have purchased and read this book with great interest and looking forward to attend your seminar. - Peter Wong

 

Hi Dennis, thanks for writing a good book. I really wish that this book can be kept forever by all Singaporeans. This is a very good book, it should be a collection for locals and even foreigners, I appreciate this book very much. - Clark, AIA

 

Hi, Dennis,   You have made a wise and fruitful mission out of your life to help others achieve their $1million like you do.

I would continue to read more of your articles and will get your advise through my journey to learn from you on this!

Appreciate your heart of sharing!  - Geraldine

 

Congratulations on your book’s success. I went to Popular and was told that the last book was sold out. - Kim Ee

Our reply:

you can buy the book online at Special Price of S$15.90 only, 20% off the retail price of S$19.90. Upon payment, we will arrange to mail the Physical book to you in about 2 weeks' time. FREE mailing in Singapore, no extra charges.

You can order and pay for the book at this url:

web/index.php?option=com_virtuemart&page=shop.browse&category_id=2&Itemid=35

 

I have read your articles and really appreciate your generous sharing. I have benefitted much from it. Thank you very much. I look forward to reading your book "Mastering Your Personal Finance". - Kristine Lam

 

 

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