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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE
COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction
account" are insured in full by the
Federal Deposit Insurance
Corporation from December 31,2010, through December 31, 2012.
This temporary unlimited coverage is in addition to, and separate
from, the coverage of at least $250,000 available to depositors under
the FDIC's general deposit insurance rules.
The term "noninterest-bearing transaction account" includes a
traditional checking account or demand deposit account on which the
insured depository institution pays no interest. It also includes
Interest on Lawyers Trust Accounts ("IOLTAs"). It does not
include other accounts, such as traditional checking or demand deposit
accounts that may earn interest, NOW accounts, and money-market
deposit accounts.
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