China's Ministry of Housing and Urban-Rural Development announced it would raise the Public Housing Fund (PHF) mortgage rates...

2010年10月21日 中国住房和城乡建设部近日宣布，从20号起上调个人住房公积金存贷款利率。上调个人住房公积金贷款利率，五年期以下(含五年)从3.33%调整为3.50%，上调0.17个百分点。五年期以上从3.87%调整为4.05%，上调0.18个百分点。

 

本次住房公积金存贷款利率调整是在中国央行19号宣布上调金融机构一年期人民币存贷款基准利率0.25个百分点之后做出的。

 

住房公积金项目设立于上世纪90年代，旨在帮助中低收入职工购买住房。项目要求职工每月缴存工资的5%至12%至公积金帐户，同时职工所在单位也必须缴存等额的资金至该帐户。

 

2010-10-21 China's Ministry of Housing and Urban-Rural Development announced it would raise the Public Housing Fund (PHF) mortgage rates for home buyers beginning Wednesday（Oct 20）.

 

Rate for loans with a maturity of five years or less under the PHF scheme would be raised from 3.33 percent to 3.5 percent, up by 0.17 percentage points, while rates for loans with a maturity of five years or more would be raised from 3.87 percent to 4.05 percent, up 0.18 percentage points.

 

The PHF mortgage rate hikes comes after China's central bank announced Tuesday it would raise the benchmark one-year lending and deposit rate by 0.25 percentage points each, effective on Wednesday.

 

Established in the 1990s, the PHF scheme was designed to help medium- and low-income workers to buy homes. Employees are required to contribute 5 to 12 percent of their salaries to the fund, with their employers contributing the same amount.

 

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理解 Comprehension：

1．三年期个人住房公积金贷款利率为_____。

A．3.33%

B．3.50%

C．3.87%

D．4.05%

2．住房公积金项目建立的目的在于_____。

A．促进经济发展

B．扩大内需

C．帮助中低收入职工购买住房

D．促进房地产发展

 

Answer

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