Fapturbo Mortgage Bank Mortgage Bank Mortgage

Mortgagebankukmortgage Zh Tag Lawyer Mortgage Bank Mortgage Project Management Post

Mortgagebankukmortgage Zh Tag Lawyer Mortgage Bank Mortgage

(2)

Tuesday, December 15, 2009

资产负债管ç†(Asset-Liability Management/Asset and Liability Management,简称ALM)

Source:/ALM

广义的资产负债管ç†,æ˜¯æŒ‡é‡‘èžæœºæž„按一定的策略进行资金é…ç½®æ¥å®žçްæµåŠ¨æ€§、安全性和盈利性的目标组åˆ。

狭义的资产负债管ç†,ä¸»è¦æŒ‡åœ¨åˆ©çŽ‡æ³¢åŠ¨çš„çŽ¯å¢ƒä¸­,通过策略性改å˜åˆ©çŽ‡æ•æ„Ÿèµ„金的é…置状况,æ¥å®žçŽ°é‡‘èžæœºæž„的目标,或者通过调整总体资产和负债的æŒç»­æœŸ,æ¥ç»´æŒé‡‘èžæœºæž„正的净值。

北美精算å会将ALM定义为:ALM是管ç†ä¼ä¸šçš„ä¸€ç§æ´»åЍ,用æ¥åè°ƒä¼ä¸šå¯¹èµ„产与负债所åšå‡ºçš„决策;它是在给定的风险承å—能力和约æŸä¸‹,为实现ä¼ä¸šè´¢åŠ¡ç›®æ ‡è€Œåˆ¶å®š、实施、监ç£å’Œä¿®æ­£ä¼ä¸šèµ„产和负债的有关决策的过程。

资产负债管ç†çš„原则:

1、规模对称原则
2、结构对称原则,åˆç§°å¿è¿˜æœŸå¯¹ç§°åŽŸåˆ™
3、目标互补原则
4、资产分散化原则

Wednesday, December 09, 2009

Managing Risk in Global Project

early warning system - have a local resource responsible for monitoring the risk at the remote site

Friday, November 13, 2009

Three powerful words

groupAnswers?viewQuestionAndAnswers=&discussionID=9708662&gid=37888&trk=EML_anet_qa_ttle-dnhOon0JumNFomgJt7dBpSBA

I'll be there
I thank you
I miss you
I love you
I understand you
I respect you
I trust you
Maybe you're right
Please forgive me
Count on me
Let me help
Go for it

--------------------------------------
Sent from my mobile device

Wednesday, November 11, 2009

Wednesday, November 04, 2009